6 Safety Tips for Online Shopping to Keep in Mind

online shopping with laptop and phone

Online shopping is both easy and convenient — in just a few clicks you can order a product and have it delivered right to your front door. As online shopping becomes popular, it’s important to know how to keep yourself and your money safe. Read on to learn 6 safety tips for online shopping you should keep in mind.

1. Avoid Bogus Website Links.

woman using credit card for online shoppingTo be safe when you’re shopping online, one thing to be on the lookout for is bogus website links. Cybercriminals can embed malicious links to download malware onto devices and direct users to bogus websites. You should always hover over suspicious links so you can view the actual URL you’re being routed to. Fake links are usually disguised just by simple changes in the URL, such as an underscore instead of a hyphen.

2. Don’t click on any links or open any attachments you’re not familiar with.

When you’re shopping online, always be aware of opening links and attachments in emails and texts, especially from senders you don’t know. You should also be wary of ads claiming that your device is infected.

3. The URL for the site should always have “https” instead of just “http.”

https secure siteBefore you buy anything online, check to see if the website uses secure technology. Look at the URL and make sure the web address begins with “https” instead of just “http.” You should also check to see if the page has a tiny padlock symbol.

4. Be on the lookout for public WiFi.

When connecting to public WiFi networks, be cautious about what information you are sending over it. You should consider using a Virtual Private Network (VPN) app to secure and encrypt your communications when connecting to a public Wi-Fi network. Click here to see the Federal Trade Commission’s tips for selecting a VPN app.

5. Install mobile security software.

installing mobile security softwareCell phones don’t come with the same anti-virus software as your computer. As an extra step to be safe when online shopping on your mobile device, install mobile security software. This will help protect your phone from viruses and malicious software.

6. Read the site’s privacy policies.

Before making a purchase online, read the site’s privacy policies. When you read the privacy policies, you’ll learn how the site protects the personal information it collects. If you don’t see a privacy policy on the website, consider buying somewhere else.

About Tennessee State Bank

Tennessee State Bank has been serving our local community for over 45 years. With branches in Sevier County, Knox County, Cocke County, and Jefferson County, we offer convenient banking services in East Tennessee. Whether you’re looking to open a checking account, obtain an auto loan, or apply for a home mortgage, we make the process as simple and straightforward as possible. Tennessee State Bank’s motto is “Banking at its Best!”SM, and we strive to live up to that creed every day. Let us know how we can help you by sending us a message via our Contact Form.

Tennessee State Bank is Member FDIC and an Equal Housing Lender.

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References:

“Protecting Yourself Online.” American Bankers Association, https://www.aba.com/Consumers/Pages/Protect-Online.aspx.

“Protecting Your Mobile Device.” American Bankers Association, https://www.aba.com/Consumers/Pages/Protect-Mobile.aspx.