Learn more about Tennessee State Bank, finances and how to be money smart!

Saving for Your Down Payment: 6 Helpful Strategies

Owning your own home is an exciting prospect, but saving up enough money for your down payment isn’t always easy. Typically, buyers will need to put down 5 – 20 percent of a home’s value when purchasing a property. To help you get closer to buying your dream home, Tennessee State Bank has put together […]

A model of a house sitting on stacks of bills.

6 Money Mistakes Newlyweds Should Avoid

If you recently said “I do,” you’ve probably been very busy! Between planning your wedding, setting up your honeymoon, and possibly moving to a new home, couples often don’t have much time to spare. However, as you settle into married life, it’s important to make sure that your financial household is in order. There are […]

A happy young couple in their home.

5 Steps for Creating a Personal Budget

If you don’t have a working monthly budget, you’re not alone.1 According to a 2016 study, only 41% of Americans use a budget to keep track of their finances.2 While the mere mention of the word “budget” can conjure up images of belt-tightening and austerity, creating a budget doesn’t mean sacrificing all of the fun in your […]

A woman drafting a personal budget.

5 Helpful Strategies for Saving Money

Although it does require some self-discipline, saving money can dramatically improve the quality of your life. When you have ample savings, you’ll enjoy peace of mind because an emergency or an unexpected expense won’t send your finances into disarray. Additionally, saving money gives you more freedom to switch jobs, move homes, or make other big […]

A woman placing a coin in a piggy bank.

10 Tips for Going Green and Saving Money at Home

While going green is obviously good for the environment, it is also good for your wallet! There are a number of eco-friendly tips and tricks that you can employ around the house to shrink your bills. Read on to learn about ten of our favorite green ways to save some green.

Cardboard cutout of a hand, leaf, and home on grass.

7 Ways to Protect Yourself (and Your Money) Online

Whether it’s paying credit card bills, checking bank account balances, or doing some shopping, much of today’s financial activity takes place online. While the internet has undoubtedly made it much easier to manage money, there are risks to using the World Wide Web. Each year, hundreds of millions of people fall prey to cyber crimes […]

A woman making a secure payment on a laptop.

4 Tips for Using Your Credit Card Wisely

According to the American Bankers Association, about 73% of families in the United States have at least one credit card. For many people, using credit cards is a matter of convenience, as they allow you to complete your everyday shopping without carrying lots of cash or stopping by the ATM. Credit cards can also be […]

A woman using a credit card at a grocery.

5 Crucial Questions to Ask Yourself When Buying a Home

The American Bankers Association has released a treasure trove of tips and guides for anyone looking to buy a home. If you are considering becoming a first-time homeowner, or you would like to purchase a second home or investment property, be sure to ask yourself these five crucial questions from the ABA.

A happy couple holding keys standing outside their new home.

5 Important Lessons to Teach Your Kids About Money

Knowing how to manage one’s personal finances is an invaluable skill, but unfortunately, it’s not one that that is taught in most schools. Instead, it’s up to parents to educate their children about money, both by setting a good example and through hands-on activities. According to a study conducted by the University of Cambridge, kids […]

A father and daughter putting money in a piggy bank.

Paying for College: Top 6 Strategies

Getting into college is a very exciting time for high schoolers and their families. Paying for college, however, isn’t quite as thrilling. As the cost of college tuition continues to rise, most families must employ a multi-pronged approach to tackle this major life expense.1 To help you make informed financial decisions, Tennessee State Bank is sharing […]

College graduates holding their caps in the air.